Learn Medicare 101
FREE expert medicare advice from licensed Agents. We can answer these questions and more: (click topic to expand)
How can I see if I qualify for extra financial help to pay for prescription drugs?Social Security and the Centers for Medicare and Medicaid Services are working together to get you Extra Help with your prescription drug costs. If you have limited income and resources, you may be able to get help paying for your monthly premiums, annual deductibles and prescription co-payments under the Medicare prescription drug program that began January 1, 2006. To determine if you are eligible for this Extra Help, Social Security will need to know your income and the value of your savings, investments and real estate (other than your home). What is the income limit? To qualify for Extra Help with Medicare prescription drug plan costs, your annual must be limited to $17,505 for an individual ($23,595 for a married couple living together). Even if your annual income is higher, you still may be able to get some help. Some examples where your income may be higher include if you or your spouse: Support other family members who live with you; have earnings form work; or live in Alaska or Hawaii. What does not count as income? Not all cash payments count as income. For example they will not count; food stamps assistance; home energy assistance; Medical treatment and drugs; housing assistance; disaster assistance; earned income tax credit payments; victim’s compensations; and scholarships and education grants. What is the resource limit? To get the Extra Help, your total resources must be limited to $13,440 for an individual ($26,860 for a married couple living together). Resources include the value of the things you own. Some examples are: real estate (other than your primary residence); bank accounts, including checking, savings and certificates of deposit; stocks; bongs, including U.S. Savings Bonds; mutual funds; Individual Retirement Accounts (IRAs); or cash at home or anywhere else. If you have Medicare A&B, you are eligible to buy a Medicare Supplement or Medicare Advantage Plan.
When Can I Sign Up for Medicare Advantage (Part C) or Medicare Prescription Drug Coverage (Part D)?There are specific times when you can sign up for Medicare Advantage (Part C) and Medicare prescription drug (Part D) coverage, or make changes to coverage you already have: When you first become eligible for Medicare or when you turn age 65, during your Initial Enrollment Period. During certain open enrollment periods that happen every year. Under certain circumstances that qualify you for a Special Enrollment Period (SEP), such as the following: you move, you’re eligible for Medicaid, you qualify for Extra Help with Medicare prescription drug costs, you’re getting care in an institution, such as a skilled nursing facility of long-term care hospital. If you have Medicare A&B, you are eligible to buy a Medicare Supplement or Medicare Advantage Plan.
Free ongoing help with Medicare claim problems.As your agents we can help you Free of charge with any claim problems that you may have regardless if it’s a Medicare Supplement, Medicare Advantage plan or a Medicare RX plan. If you have Medicare A&B, you are eligible to buy a Medicare Supplement or Medicare Advantage Plan.
How do I sign up for Medicare Insurance products?As your agents at medicareadvantageutah.com, we can help you select the best Medicare plan option for you at no cost to you. If you have Medicare A&B, you are eligible to buy a Medicare Supplement or Medicare Advantage Plan.
Why call anyone else? We can answer all these questions and more. We can help you find the best Medicare Supplement or Medicare Advantage plan at no cost to you.